JAY NG

Decoupling Calculator

Many buyers have plans of purchasing another property for legacy planning, however, are concerned because of the ABSD rates imposed by our Government. One legal way to go about, is to decouple oneself from the existing property. With this calculator, you can find out whether decoupling could be feasible for your circumstance.

Valuation of Property *
Transfer Rate (%) *
Outstanding Loan *
CPF used by Leaving Party *
LTV of Buy Over Share (%) *
Refinancing Portion Loan Tenure (Years) *
Lower of (75 - Age) or (35 - Years Loan Started)
Loan Tenure of Buy Over Share (Years) *
Loan Interest Rate (%) *
TDSR Interest Rate (%) *
CPF To Be Used By Purchaser *
Monthly Income of Staying Party *
Obligations of Staying Party *
Stamp Duty *
Staying Party
Purchase Value
$
0.00
Additional Loan
$
0.00
Legal Fee *
Buyer Stamp Duty
$
0.00
Buyer Stamp Duty
$
0.00
Buyer Stamp Duty
$
0.00
Buyer Stamp Duty
$
0.00
Buyer Stamp Duty
$
0.00
Buyer Stamp Duty
$
0.00
Additional Buyer Stamp Duty
$
0.00
Cash Required
$
0.00
Cash Required
$
0.00
Cash Required
$
0.00
Cash Required
$
0.00
Cash Required
$
0.00
Cash Required
$
0.00
Leaving Party
Selling Value
$
0.00
Return of Loan
$
0.00
Return of CPF
$
0.00
Cash Proceeds
$
0.00
Loan Assessment
New Loan Amount
$
0.00
Monthly Obligation (Existing Loan)
$
0.00
Monthly Obligation (Buy Over Share Loan)
$
0.00
Total Monthly Obligation
$
0.00
Monthly Repayment Amount
$
0.00
Income Requirement
$
0.00
Income Shortfall
$
0.00
Pledging
$
0.00
Pledging
$
0.00
Name *
WhatsApp Number *
Message

Disclaimer: The results provided by this calculator assume the accuracy of the users inputs. Any person acting upon or in reliance of this information does so entirely at their own risk. No warranty whatsoever is given and no liability is accepted by the company behind this calculator for any loss arising directly or indirectly as a result of any action or omission made in reliance of any information presented herein at any time.

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